It’s not just about buying a house—it's about lighting your way home.

Ready to make your homeownership dreams a reality? Luminate Bank is here to help you navigate the path to the right mortgage, from start to finish, with expertise, guidance, and a commitment to making the process smooth and clear.

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Hi, I'm Grant!

With nearly four decades in lending, Grant Bellis has helped more than 6,500 families purchase or refinance their homes. His business is built on relationships, with 99% of his business coming from referrals from realtors, and past clients.


Grant works with Conventional, FHA, VA and USDA loans and helps both first-time and experienced homebuyers find mortgage solutions that fit their goals. He has a particular passion for helping first-time buyers and veterans take advantage of down payment assistance, grants and other programs that can make homeownership more attainable.


His commitment to service has earned national recognition, including being named among the Top 1% of Mortgage Loan Officers in America by Mortgage Executive Magazine and one of Experience.com's Top 100 Mortgage Professionals in the nation for customer satisfaction in 2025. He has also been named a Pantagraph Readers' Choice favorite Loan Officer for 10 consecutive years.



Licensed to lend in all 50 states, Grant believes the best mortgage experience starts with listening, explaining your options and finding the financing that makes sense for you.

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Conventional Loans

Conventional loans are a solid choice for many homebuyers, offering flexibility in property types, fee structures, and loan terms—perfect for those who want options.

FHA Loans

FHA loans make homeownership more accessible for low-to-moderate income buyers or those with less-than-perfect credit. With smaller down payment requirements and easier qualifications, FHA loans help open the door to homeownership for many.

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VA Loans

VA loans honor our veterans and active service members by making home loans more accessible. If you’ve served in the military, a VA loan could be the ideal way to simplify your home-buying journey.

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USDA Loans

USDA loans are designed for those looking to purchase in rural areas. Offered by the USDA, this option supports rural homebuyers with lower incomes, helping them find a place to call home where it matters most.

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“I had an excellent experience working with Luminate. They were professional, responsive, and made the entire process smooth and stress-free.”

Qaiser

“The whole Luminate team really pushed through when we needed to get things done on a timeline. I was really impressed!.”

Evan

“Luminate is knowledgeable, kind, quick to respond to any question we had and was a great partner in the process.”

Joan

WE BELIEVE.

The home loan process doesn't have to be scary. Our team is here to help!